Terms & Conditions

InvestSaathi Financial Services Private Limited is appointed as Authorised Person of the NSE, BSE, NCDEX and MCX for trading in the

Exchange platform through trading member, M/s. IIFL Securities Ltd.


InvestSaathi Financial Services Private Limited operates its website https://www.InvestSaathi.com and mobile applications under the same brand name InvestSaathi (hereinafter referred to as “InvestSaathi”). InvestSaathi provides Wealth Management Services

(referred to (“Services”).

Please note that your visit, use or access to our website https://www.InvestSaathi.com and applications (referred to as “Website”) are subject to the following terms and conditions;

InvestSaathi Terms of Use

The following terms and conditions sets out the terms of a legally binding agreement between you and InvestSaathi. In case you have any doubts, clarification, comments, or concerns regarding these terms and conditions or the Services provided by us, please contact us at contact@InvestSaathi.com before proceeding ahead with the usage of the Services, you must agree, accept and adhere to all the terms and conditions described below, and the said terms and conditions will remain in effect during the term of the Services. These terms and conditions will include the provisions mentioned below, as well as those described in the Privacy Policy.

  1. You are fully aware and have accepted the fact that all the information, content, materials, products on the application is protected and duly secured.

  2. Except for your own personal use, you agree that you shall not copy, reproduce, sell, redistribute, publish, modify, transmit, create derivatives from, or in any way exploit any part of any information, content, materials, services available from or through the website and application.

  3. You agree that you will not use the application for any other purpose that is unlawful or prohibited under these terms and conditions. You also agree that you will not use the data displayed on the website and application in any manner that could damage, disable or impair the application or interfere with any other party’s use, legal rights, or enjoyment of the website and application

  4. You further acknowledge that the software and hardware underlying the application as well as other Internet related software which are required for accessing the website and application are the legal property of InvestSaathi. The permission given by InvestSaathi to access the website and application will not convey/ grant any proprietary or ownership rights in the above software/hardware. You also agree that you shall not attempt to modify, translate, disassemble, decompile or reverse engineer the software/hardware used in the website and application or create any derivative product based on such software/hardware.

  5. You understand and accept that InvestSaathi reserves the right to determine the availability and eligibility for any product or services offered on the website and application for your use and information.

  6. You understand and accept that InvestSaathi will not be responsible for the availability of content or other services on third party sites linked from the website and application. The access of hyperlinks to other internet sites are at your own risk and judgement, and the content, accuracy, opinions, and other links provided by these sites are not verified, monitored or endorsed by InvestSaathi in any way.

  7. InvestSaathi further states that it does not make any warranties or disclaims any warranties whether express or implied, including without any limitation, those of merchantability and fitness for a particular purpose, title or non-infringement with respect to any information or services or products that are available or advertised or sold through these third-party platforms.

  8. If the performance of the Services by InvestSaathi is prevented, hindered or delayed due to any Force Majeure event (as defined below), InvestSaathi shall not be held liable for such failure in the performance of its obligations under these terms and conditions or those applicable specifically to its services, and in such case its obligations shall be suspended for so long as the Force Majeure event continues. “Force Majeure Event” means any event, due to any cause beyond the reasonable control of  InvestSaathi, including without limitations, unavailability of any communication systems, breach, or virus in the digital processes or payment or delivery mechanism, sabotage, fire, flood, explosion, acts of God, civil commotion, strikes or industrial action of any kind, riots, insurrection, war, acts of government, computer hacking, unauthorised access to computer data and storage devices, computer crashes, malfunctioning in the computer terminal or the systems getting affected by any malicious, destructive or corrupting code or program, mechanical or technical errors/failures or power shut down, faults or failures in telecommunication etc.

  9. By using the services provided through this application, you shall be deemed to have accepted the Terms and Conditions herein including the amended terms and conditions that would be published on the website and application from time to time.

  10. Additionally, by continuing to use the website, application and  the services of InvestSaathi you further confirm that:

    • A) You are above the age of 18 years and competent to enter into a contract with InvestSaathi under the provisions of the Indian Contract Act, 1872. The website is not intended for users below the age of 18 years.

    • B) You further confirm that the data and information that you provide while you register on the website is true and correct. In the event, whereby your information is not accessible online or in case you wish to change or delete any of your personal information or other information that you may have provided to InvestSaathi at the time of registration, you are required to contact us immediately at contact@InvestSaathi.in

    • (c) InvestSaathi shall contact you by phone and/or E-mail and/or SMS or any other form of electronic communication in connection with your registration, advisory and transactions. You can always opt to stop receiving any or all such communications by writing to contact@InvestSaathi.in. and the same shall be done within three (3) business days.  You can also delete your account at any point of time by giving InvestSaathi a notice in writing to contact@InvestSaathi.in. and the same shall be done within ten (10) business days from the date of notice received.



You acknowledge that, in the course of your relationship with InvestSaathi and in using the Services, you may obtain information relating to the Services provided by InvestSaathi (referred to as “Proprietary Information”). Such Proprietary Information shall belong solely to InvestSaathi and shall include, the features and mode of operation of the Services, trade secrets, know-how, inventions (whether or not patentable), techniques, processes, programs, ideas, algorithms, schematics, testing procedures, software design and architecture, computer code, internal documentation, design and function specifications, product requirements, problem reports, analysis and performance information, benchmarks, software documents, and other technical, business, product, plans and data. In regard to this Proprietary Information:

  1. You shall not use (except as expressly authorized by this Agreement) or disclose any Proprietary Information without the prior written consent of InvestSaathi unless such Proprietary Information becomes generally publicly available without your breach of this Agreement.

  2. You agree to take reasonable care and measures to maintain the Proprietary Information and Services during the terms of the Services.


Use and Protection of Intellectual Property Rights

The Website, and all the information, images, logos, and other materials made available on this Website, including, inter alia, source code, design, layout, user interface, and design/ look of the Website (referred to as "Intellectual Property") are the exclusive intellectual property of InvestSaathi and the same are subject to protection under the intellectual property laws of India. InvestSaathi's Intellectual Property shall not be used in connection with any purpose other than for the limited purposes of using InvestSaathi's services and matters incidental thereto. Any unauthorized use of InvestSaathi's Intellectual Property, except as specifically mentioned above, shall be violative of copyright, trademark, and/or other intellectual laws of India.


Limitation of Liability, Indemnity, and warranty:

  1. To the extent permitted by applicable law, you agree to defend, indemnify and hold harmless InvestSaathi, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from: (a) your use of and access to this Website; (b) your violation of any term of this terms and conditions; (c) violation of any Proprietary Information; (d) violation of any of the Intellectual Property Rights of InvestSaathi. The indemnification obligation will survive the termination of this Agreement.


  1. InvestSaathi shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or the inability to use the Website including, but not limited to: (a) damages caused by defamatory, offensive, or illegal actions on Website and Platforms; (b) damages caused by viruses, malfunctions, or harmful components accessed through the Website, and (c) damages for lost profits, loss of data, loss of opportunity, or other intangibles, whether foreseeable or unforeseeable. Further, InvestSaathi shall not be responsible for the contents of any linked website, payment gateway service provider, or any link contained on its Website, or any changes or updates to such Websites.

  2. You warrant that all the details and information provided by you to InvestSaathi while using this website (including for the purposes of carrying out investments) shall be correct, accurate and genuine and under no circumstances shall InvestSaathi be held liable for any loss or damage that may have arisen due to any misrepresentations or failure on your part to update the details and the information provided on the website.  

  3. Further, you agree that all investments are subject to various risks such as regulatory, legal or structural risk and the same can alter the profit margin of an investments. Since such kind of risks stated are absolutely unpredictable and depended on various political, social and other economic factors, you shall be solely responsible for any investment decision taken by you on the basis of the advice provided to you by InvestSaathi and under no circumstances shall InvestSaathi be held liable for any loss or damage caused to you or other users of this application due to such investment decision, or any kind of reliance upon it.